Emergency Fund: What Is It? How Much Do You Need? 2022 Guide

Emergency Fund: All You Need to Know

Are you living paycheck-to-paycheck? Do money problems keep you up at night?If you answered yes to either of these questions, you are not alone.  According to CareerBuilder, 8 out of 10 people live paycheck-to-paycheck. This can cause huge financial stress and debt if an unexpected expense comes along – and it will.The best way to … Read more

The Opportunity Cost of Holding Your Money in Cash

The opportunity cost of holding money

Do you have a stash of cash under your mattress? There are many reasons why you could be holding your money in cash instead of doing something else with it: You’re not sure how to start investing You think you may need the money soon You don’t trust anything but cold hard cash Or one … Read more

What is Financial Independence and How to Achieve it

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What is financial independence? I want you to take a second and imagine what your life would be like if you didn’t have to work. If all your financial worries didn’t exist. You’re not rich to the point where you could buy all your relatives houses, but you have enough to never have to worry … Read more

How to calculate your income percentile

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Are you in the 1% or closer to the 99%? We all like to compare ourselves to other people. It’s unavoidable and happens in every industry, fashion, fitness, and yes, even finances. One of the best ways to find out where you stand financially in comparison to your peers is with your income percentile. Your … Read more

Dave Ramsey’s 7 Baby Steps Summarized

Dave Ramsey's 7 Baby Steps Header

I’m sure you’ll agree with me when I say that getting your financial life in order is not easy. It’s way too easy to become overwhelmed when it comes to managing money. Just think about all the things we need to do: get out of debt, save for retirement, budget daily expenses, and make sure … Read more