My favorite 21 student loan memes that’ll make you laugh

student loan and debt memes

Who doesn’t like a funny student loan meme?

It’s getting close to graduation season and you know what that means: hundreds of Facebook posts from new graduates about how excited they are for “real” life.

The easiest way to send those people into a downward spiral of existential dread is to mention how long they’ll be in student loan debt. So don’t. Or at least, not yet.

But when you do break the news to your friends, put some humor into the message. Use a student loan meme. The following memes capture exactly how most of us feel throughout the whole student loan lifecycle – from applying for a student loan to finally paying it off.

Here are 21 funny student loan memes that made me laugh

1. We all have a friend that treats student loan money as free money.

student loan meme college freshman

2. When your parents tell you that student loans are easy to pay off.

student loan meme scumbag boomers

3. When you graduate and see how much student loan debt you have.

student loan meme leonardo dicaprio

4. When you’re on a roll with your student loan payments.

student loan meme extra payment

5. That feeling when you realize how long it’s going to take to be debt free.

student loan meme payments everywhere

6. When your dark side is telling you to ignore your debt because of how nice your neighbors new Camaro looks.

pay off debt meme

7. When your friends without student loans give you advice on paying them off.

debt meme mordor

8. How you imagine yourself in 60 years.

student loan meme grandma

9. When you realize your best friend is in even more debt than you.

student loan meme the rock

10. When you’re having a bad day and everything is miserable.

student loan meme grumpy cat

11. Whenever you hear about Chinese hackers on the news.

student loan meme hacked

12. When you still believe that going bankrupt could get you out of your student loan debt.

student loan meme bankruptcy

13. When you learn that you can’t get rid of some of your student loan debt when you go bankrupt.

student loan meme life hack death

14. When you seriously start considering extreme measures.

student loan meme fake death

15. Student loan refunds? Are those still a thing?

student loan meme refund

16. When you’re so close to graduating but can’t pay for your last semester.

student loan meme more loans

17. When you start feeling a little crazy…

student loan meme viking

18.  Sometimes a good job can be a double-edged sword.

debt meme

19.  Hahahahaha. It’s actually tragic, not funny.

student loan meme default

20. When you’re getting close to paying off your student loans

student loan meme chuck norris

21. When you finally make your last student loan payment! This is my favoriate student loan meme. It’s just so wholesome and nothing beats this feeling.

student loan meme pay off debt meme

Hopefully, the student loan memes above made you smile a little bit.

If you’re ready to dive back into learning about your student loans after that little laugh break, here’s some good jumping off points:


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