How to Use a Visa Gift Card Online (Complete Guide)

I’m sure you’d agree that receiving gift cards to stores you don’t shop at is a big holiday downer.

You should consider yourself lucky if you happen to receive a Visa gift card, however. They are the best gift cards around because you can use them virtually anywhere.

How do you use a Visa gift card online?

Any online or brick and mortar store that accepts Visa debit cards, which is most of them do, will also accept Visa gift card.  But before you use your Visa gift card online you have to make sure it’s activated and registered.

Registering your gift card is only required for online purchases.

How to Use a Visa Gift Card Online in 3 Steps:

Visa Gift Card

If you’re not sure how you can use a Visa gift card for your online purchase, just follow these three simple steps:

1. Activate Your Visa Gift Card:

First, you have to make sure you’re Visa gift card is activated. If you bought it in a brick and mortar retail store then your gift card was most likely activated when you bought it at the cash register.

If you bought your gift card online it is possible that you have to activate it. Normally all you have to do is go to the website that’s printed on a label stuck on the card and enter the 16 digit number along with the security code. You may have to call the 800 number printed on the gift card if there is no website.

Not sure if you’re Visa Gift Card is already activated?

Just go through the process of activating your card again. It won’t hurt and you’ll know for sure if it’s already activated or not.

2. Register Your Visa Gift Card

Registering your Visa gift card is a very similar process as activating it. Call the 800 number or go to the website associated with the gift card and put in the card information. But this time you’ll also have to include your personal information: name, address and phone number.

You have to go through this process because many online merchants use a security procedure called AVS (Address Verification System) when accepting debit or credit cards online. Since your Visa gift card is an “open-loop” gift card, it’s processed and dealt with as if it were a debit card.

3. Use your Visa Gift Card Online

You use it in the exact same way you would use a credit card. That means you put in all your personal information. Then, put the Visa gift card number in the credit card number field along with the CVC.

Do not make the mistake of putting the gift card number in the gift card field. Most of the time, that field is reserved for store-specific gift cards. For example, if you’re shopping online at BestBuy, the image below shows you where to put the BestBuy gift card number and where the Visa gift card details would go.

The One Big Catch: Insufficient Funds

This is the most common issue people have when using Visa gift cards online. So what’s the problem?

Well, using a Visa gift card online is a little different than using that same gift card in a store.

When you go to the store with a $25 Visa gift card and buy something that’s $30, the cashier would use the Visa gift card and then ask for a second form of payment for the remaining $5. This is known as a “Split Tender Transaction”.

Unfortunately, almost no online merchants are set up to accept Split Tender Transactions. This means if you attempt to buy something that exceeds the value on your Visa gift card you’ll get an “insufficient funds” error.

There are some hacky ways around this that allow you to use a Visa gift card for partial payment.

How to use a Visa gift card online

Visa Gift Card Troubleshooting Guide:

Having issues with your Visa gift card? Ask yourself the following questions to troubleshoot your issue.

  • Did you make a typo? If you get an error when trying to make an online purchase with a Visa gift card, the first thing you should always do is check if the name, address, card number, and security card are all correct. It’s very easy for a finger to slip and cause a typo.
  • Is the merchant based outside the U.S.? If you’re still having issues, check if the store you’re trying to buy from is located outside the United State. Because of the recent legislature, most gift cards sold within the U.S. are restricted from being used at merchants outside of the U.S. If your card is a U.S.-only card it will say “Valid only in the United States” on the front.
  • Are you trying to use your Visa gift card at PayPal? You will run into issuer blocking if you try to redeem your Visa gift card at a business where that allows you to convert a payment into cash. You can’t convert your Visa gift card for cash because of money-laundering concerns. Since PayPal falls into this type of business, this is why you can’t use your Visa gift card there.
  • Are you trying to sign up for a monthly service? If you try using your Visa gift card to sign up for recurring services, it’s possible that the merchant may block prepaid cards from being used. They do this because they know there is only a limited amount of funds on the gift card and that the payment will fail eventually.

Can You Use a Visa Gift Card for Online Purchases?

Online Shopping

You might be wondering and have this common question: whether you can make use of a Visa gift card for your online purchases, here we are going to tell you.

So, the answer is yes, you can easily use this card to make and process all kinds and types of online purchases at your end. Furthermore, this card is packed and injected with a Visa logo and you can freely use this card to millions and trillions number of places.

This card is accepted everywhere and you can avail of it for your offline and online purchases.

When you make a purchase, you just have to handover this card to the specific merchant, he enters this card into the machines, then he is going to give you the receipt of your purchase.

The best part of this Visa gift card is that you can use to make your Amazon online purchases.

How Do You Activate a Visa gift Card Online?

Activate a Visa gift Card Online

There is a specific process to activate this Visa gift card online, below you can see the details and if you have any questions on this activation process, then you can ask and convey to us:

Step #1:

First of all, you have to visit and access the respective activation link that is marked and listed right there on the sticker part of your Visa gift card. This link is present on the front side of your card.

Some people prefer activating their card through phone calls and others opt for this online method. At times, this activation link is present on the backside, and sometimes, it is present on the front side of this card.

With the help of this link, you can complete the registration procedure of your card as well.

Step #2:

If you fail to see a sticker on your Visa gift card, then you can take help from the website that is marked and provided on the backside section of your card.

This website tells you who is the issuing vendor and by checking out that site, you can get the activation link from there.

Step #3:

When you get the activation link, then you have to open it and enter the correct and needed information so that this card can get activated as soon as possible.

This is an important step to register and activate your card. Upon activating this card, you can make purchases and even allowed to make in-person purchases.

In this activation process, you have to provide and enter your full name. Furthermore, you have to enter the needed details of your address and date of birth and to the data of your social security number.

This is a legal need and requirement that you have to fill all of these sections.

How to Check Your Visa Gift Card Balance?

The only way to check the remaining balance of your Visa gift card is to visit the website of the card issuer or call the toll-free service number on the backside of the card.

So there you go, you’ve learned how to use a Visa gift card online and how to solve nearly all the issues you’ll run into when trying to use the card to make purchases online.

Did You Lose your Visa Gift Card?

If you happen to lose a Visa gift card, you should report it immediately to the card issuer. You’ll need to provide the lost or stolen Visa Gift card number for cancellation and replacement.

So it may be a smart idea to write the number down somewhere in case you do lose it or have it stolen.

Want to earn free Visa Gift cards? Check out my article on the best 33 gift card apps!

Conclusion:

Now you have to come to all details about this Visa gift card, still, if you have queries related to this card, you can inform us about them.

Most importantly, whenever you get into the task of activating your card, then avoid becoming the target of shady websites. You should register and activate your card by visiting the authentic vendor website.

These days, a bunch of online scams is occurring and individuals’ personal data is being hacked from these cards. So stay away from those hackers and visit the genuine website for the sake of activating your card.

For more details, you can keep tuned and in touch with us. In the near time, more valid data on such cards will be given to you.

I would love to hear your experiences with using your Visa gift card in the comments below!


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