Late on bills? Unexpected expense popped up?
Sometimes you just need some money before your next paycheck. If you follow my advice and have an emergency fund, this would be the perfect time to use it.
If you don’t have an emergency fund, don’t worry, you still have options. You could use your credit card and rack up some debt. But if you have a high APR on your credit card, then that might not be your best choice.
Next, you could resort to getting a personal loan. Some personal loans can have better terms than a credit card.
If you’re looking for a personal loan, Zippy Loan can help you get one up to $15,000.
My ZippyLoan Review
What is Zippy Loan?
First, you need to know that Zippyloan is NOT a loan lender or a bank.
Zippyloan is a platform that connects you with different fast cash lenders so you can choose which one best fits your needs. They say that they can get someone with ANY kind of credit score a personal loan from $100 all the way up to $15000.
Basically, if you’re over age 18 and have a verifiable source of income, you can get yourself a personal loan.
How fast can you get your money?
You can get approved for a loan within minutes of applying! Once you pick your preferred lender, Zippyloan claims to be able to get you your money as soon as the next business day. Once you have it, you can do whatever you want with it. (Better use it responsibly though 😉)
The process is very transparent. Here’s how it works:
How does ZippyLoan work?
First, you need to start your application.
The online application only takes a few minutes (they claim 5 minutes). The website is mobile-friendly so you can even apply for a loan while you’re out and about…
Since it’s all done by computers, you can apply for your personal loan ANY time of the day. They’re open 24/7.
Once you fill out your application, you’ll be connected a number of lenders you can choose from. You’ll be able to choose your loan and sign for it online!
The next business day, the funds will appear in your bank account.
Zippyloan works with short-term lenders and with multiple installment lenders. So you can repay your loan in multiple payments over a certain amount of time (sometimes even up to 60 months). Or, for smaller short-term loans, you’ll have to pay back your loan on your next pay date.
Does ZippyLoan have any fees?
While there will be some fees associated with signing for a loan. Zippyloan itself does not charge any fees! They will hook you up with a lender totally free.
What’s the catch?
There is none for you! Zippyloan gets paid by the lenders, not by you.
Is Zippy Loan legit? Is it safe?
While ZippyLoan is relatively new, they’re a legit company – with a BBB rating and everything.
They use pretty industry standard security protocols on their site. So your private information will stay that way.
Yes, ZippyLoan is a safe site to use.
Is Zippy Loans a scam?
No, ZippyLoans is a very real company. Some personal loan (or payday) lenders can be a little sketchy. But Zippy loans is not a loan lender, they just connect you with lenders based on your criteria and qualifications.
Do I recommend it?
Obviously, I would prefer that someone have an emergency fund and never have to resort to taking out a personal loan.
But hey, 💩 happens. Zippyloans is nice because it gives you many different options. I would definitely recommend anybody looking for a personal loan to take 5 minutes and check out their options on Zippyloans.
But remember, always make your payments!