Late on bills? Unexpected expense popped up? Things happen, covid happens, we get it, that’s why we recommend you consider this option.
Sometimes you just need some money before your next paycheck. If you follow my advice from other articles and have an emergency fund, this would be the perfect time to use it.
However, if you do plan on using your fund at this time, be sure you remember to replenish that fund as soon as possible in case of another emergency.
If you don’t have an emergency fund, don’t worry, you still have options. You could use your credit card and rack up some debt.
But if you have high-interest rates on your credit card, then that might not be your best choice. You might be digging yourself into a bigger hole that way.
Next, you could resort to getting a personal loan. Some personal loans can have better terms than credit cards.
If you’re looking for a personal loan, ZippyLoan can help you get up to $15,000 to assist in your financial needs.
My 100% Honest ZippyLoan Review
What is ZippyLoan?
It’s important to understand that ZippyLoan offers a way to connect you with actual lenders and banks. It isn’t a direct lending agent.
The goal of ZippyLoan is to connect you with various lenders that offer quick loans for small increments of money, regardless of your credit history or rating.
Their claim is that personal loans from a $100 loan amount, to upwards of $15,000 are available to those of varying credit scores, even sometimes to people with poor credit.
Everything is income-based. If you can provide a quality and reliable source of income, and you’re at least 18 years old, you could qualify to take advantage of their network of lenders.
The process is very transparent. Here’s how it works:
How Does ZippyLoan Work?
First, you need to start your application.
The online application form only takes a few minutes (they claim 5 minutes). The website is mobile-friendly so you can even apply for a loan while you’re out and about…
Since it’s all done by computers, you can apply for your personal loan at ANY time of the day. They’re open 24/7.
Once you fill out your personal information on your loan application form for your loan request, you’ll be connected to a number of lenders you can choose from.
You’ll be able to choose your loan agreement terms and sign for them online!
The next business day, the funds will appear in your bank account the next day.
Zippyloan works with short-term lenders and with multiple instalment loans. So you can repay your loan in multiple payments over a certain amount of time (sometimes even up to 60 months).
Or, for smaller short-term loans, you’ll have to pay back your loan on your next pay date agreed upon on your loan terms. Interest rates and repayment terms may vary.
Frequently Asked Questions
How Fast Can You Get Your Money?
You can get approved for a loan within minutes of applying! Once you pick your preferred lender, Zippyloan claims to be able to get you your money as soon as the next business day.
Once you have it, you can do whatever you want with it. (Better use it responsibly though 😉)
Does ZippyLoan Have Any Fees?
While there will be some fees associated with signing for a loan. Zippyloan itself does not charge any fees! They will hook you up with a lender totally free.
What’s the catch? Is this a scam?
NO, it’s not! There is none for you! Zippyloan gets paid by the lenders, not by you.
Is ZippyLoan Legit? Is it Safe?
While ZippyLoan is relatively new, they’re a legit company – with a BBB rating and everything.
They use pretty industry-standard security protocols on their site. So your private information will stay that way.
Yes, ZippyLoan is a safe site to use.
Is ZippyLoans a Trustworthy Service?
Yes, ZippyLoan is a completely reputable and trustworthy site/service. They safely handle your information and connect you with certified lenders based on your contact information.
Do I Recommend It? My Thoughts…
Obviously, I would prefer that someone have an emergency fund and never have to resort to taking out a personal loan.
But hey, 💩 happens. Zippyloans is nice because it gives you many different options.
I would definitely recommend anybody looking for a personal loan to take 5 minutes and check out their options on Zippyloans.
But remember, always make your payments!