Who doesn’t like free money?
The business world is a competitive place. More and more companies are offering incentives for customers to try them out. Some of them even give you free cash!
I’ve made a list of 19 companies that give out free money, so you can take advantage of the opportunities.
How to get free money
Need free money right now and fast? I’ve got you covered.
[NEW] Track your net worth with Personal Capital – $20.00
Right now, Personal Capital will give you $20 to just TRY them out – no commitments, no tricks, nothing.
What is Personal Capital? It’s a financial aggregation software tool that helps you visualize your financial life. You can check if you’re on track for retirement, how much you’re spending every month, and your total net worth. I wrote a very lengthy review of Personal Capital since it’s my favorite personal finance tool!
The best part? It’s 100% free! Unless you choose to give their optional financial advisors a try.
Signing up takes 5 minutes, so go do that now. It’ll be the easiest $20 you’ll ever earn.
Sign up for InboxDollars – $5.00
InboxDollars is a ‘get-paid-to’ app where you get rewarded for doing things online such as watching videos, taking surveys, shopping and much more.
Companies like Netflix, Target, and Walmart want to know what people like you think, so they pay companies like InboxDollars to find that out. InboxDollars then rewards you for answering simple questions about those companies. It’s a win-win-win situation.
If you use this link to sign up for InboxDollars you’ll get a free $5 money sign-up bonus.
Boom – free money.
Invest your change with Acorns – $5.00
Acorns is a micro-investment app that’ll help even the worst savers invest in their futures.
It works by rounding your credit or debit card purchases up to the nearest dollar and investing the difference. You’re literally investing your digital change. Of course, once you connect your credit or debit card, you can choose between rounding up all purchases or manually choosing which transactions to round up.
Once your change as accumulated to the massive sum of $5, Acorns takes that amount from your bank account and invests it for you in your portfolio of chose.
Since you’re investing less than a dollar every time you make a transaction, it’s a great way to invest without feeling like you’re losing out on a lot of money. Most of us won’t notice the extra 40 cents Acorns takes out when you buy your $10.60 lunch. But, thanks to the magic of compound interest, those micro-investments can mean a healthy retirement fund for you.
When you make your first investment with Acorns, you’ll get a free $5 bonus if you sign up here.
Take a pic of your receipt for Ibotta – $10.00
I haven’t met anyone who doesn’t love saving money while shopping.
Well, how about free money? Ibotta is offering a free $10.00 sign up bonus when you download their app and upload your first receipt.
Ibotta is a sweet cash-back rewards app. They partnered with over 300 different retails to provide you with cash-back opportunities.
Here’s how it works:
- Search for the items on your shopping list within Ibotta
- Add any cash-back opportunity for the item to your list
- Go shopping and make sure to get your receipt
- Once your back home, just upload a pic of your receipt
- Voila, free money!
When people hear about Ibotta for the first time, they normally assume that all the cash-back items are items that they would never buy. But that’s not true. I only recommend Ibotta because I use it to save money on things I already would buy. I just took a quick skim through the app and found these deals on grocery items that I buy on a weekly basis:
- 25 cents back on any organic milk brand
- $1.00 cash back on Fage greek yogurt
- 75 cents back on High Brew Coffee (when I can’t get free drinks at Starbucks)
- $1.25 cash back on organic peanut butter
- 25 cents back on any brand of paper towels
It took less than 2 minutes to find these deals. The $3.50 I’ll save next time I go grocery shopping was definitely worth the effort.
Plus, when you join and upload your first receipt, you’ll automatically get a free $10 credited to your account!
Earn free money by doing stuff online with SwagBucks – $10.00
Do you enjoy playing games online or watching videos? Do you search the web or shop online?
What if you could be rewarded with free money for doing just those things?
With Swagbucks, you can! Swagbucks is a “get-paid-to” app that rewards you for doing things online you most likely already do.
They’re the most reputable and well-known “get-paid-to” app out there. To date, Swagbucks has paid out over $264,606,475 to their users.
Right now, if you sign up here, you’ll receive a $10 free sign-up bonus.
Complete some surveys for MyPoints – $5.00
MyPoints is very similar to Swagbucks, you can earn points by doing certain tasks online.
There are so many of these types of sites, but MyPoints is one of the only ones I would recommend. It’s easy-to-use and legit.
While these kinds of sites won’t replace your day job, you can rack up a decent amount of points and free cash. Especially if you spend your downtime during commutes, in line at the grocery store, or on your lunch break filling out surveys, watching videos and a bunch of other things.
Along with the points you would normally earn, once you complete 5 surveys you get a free $5 bonus when you sign up here.
Start earning free gift cards via CreationRewards – $5.00
Like free gift cards?
Of course, you do! Who wouldn’t want basically free money?
CreationRewards is an app that allows you to earn free gift cards by doing a bunch of different activities online. The company has been giving out free gift cards for over 18 years now.
Here’s how you can get a free $5:
- Sign up here
- Earn 5000 points within the first 60 days by watching videos, playing games, filling out surveys and more
- Claim your free $5
Enjoy earning free gift cards? I’ve reviewed and ranked 33 apps that give free gift cards.
Start investing with Stash – $5.00
We all know we should be investing – it’s the number one to become wealthy.
If you haven’t started investing because it’s complicated or you don’t know where to start, then you need some Stash in your life. Stash simplifies the investing process by allowing you choose portfolios that reflect your own personal values.
With portfolio names like “the activist” and “the techie”, you can personalize your investing strategy to match own interests. You can even use Stash to invest in legal marijuana!
The best part about Stash is that unlike many online brokerages, you only need $5 to start investing. So you really have no excuse anymore.
If you use this link to signup, you’ll even get a bonus $5 for free when you make your first investment!
Get free unclaimed money from the government – $0 – $1,000+
This really isn’t free money, it’s more money that is owed to you that you probably forgot about.
Did you know that in 2013 it was estimated that the US and state governments and agencies are sitting on $58 billion dollars in unclaimed money? Tax refunds that were never delivered, life insurance that wasn’t paid out, money in savings accounts that were forgotten, and on and on.
You can easily search for any money that is owed to you using https://www.unclaimed.org/ and clicking on the state you live in.
While, most likely, you’ll have no money that is owed to you, I have heard of people finding thousands of dollars in unclaimed money.
It takes less than a minute to check – easiest free cash ever!
Earn cash-back rewards with Ebates – $10.00
Ebates is probably the most well-known cash-back reward platform. They even have commercials on mainstream TV!
If you’re an online shopper, then you should really check out Ebates. You could be earning a lot of free cash on your online purchases. If you’re new to Ebates, you can sign up now to get a free $10 gift card after your first cash-back purchase.
Here’s how it works:
- Sign up for Ebates here
- Every time you shop online, check Ebates first to see if the product is listed in their directory
- If they do, use their link to get anywhere between 2%-26%+ cash-back on your purchase!
- Buy something online using their link within 60 days of signing up to earn your free $10 gift card
Ebates is definitely worth signing up for.
Open a checking and savings account – $500.00
Can you believe that banks will give you free money just to open a checking or savings account with them?
Having multiple bank accounts can be beneficial. For example, I have a separate bank account for my emergency fund and for my monthly expenses. It makes it easier not to touch my emergency fund when it’s in a different account.
Or, you could always sign up for a bank account, get the free money bonus, and then close the account. Just make sure you read the fine print for each promotion to make sure you still receive your cash if you close it.
- $150 free cash or free Spotify premium when you open a Capital One 360 checking account.
- $350 free money when you open a Chase checking and savings account.
Apply for a new credit card – $500.00
Want to travel for free?
Here’s your chance to get a free $625 worth of travel when you sign up for a free credit card. The Chase Sapphire Preferred is my choice of credit card for travel perks. Plus the card itself is pretty slick looking – all blue and metallic.
When you apply for the Chase Sapphire Preferred, you’ll earn 50,000 bonus points. That’s $625 worth of airline tickets! Or $500 worth of other rewards.
This is a great way to jumpstart your vacation fund.
Refinance your student loans with Credible – $100.00 – $200.00
Buried to your head in student loans?
Maybe it’s time to think about refinancing.
Refinancing your student loan basically means you’ll get a new loan agreement with a (hopefully) lower interest rate. That will lower your monthly student loan payment and can save you thousands of dollars in interest. In fact, Credible claims that the average savings when you refinance your student loan is $18,668!
If you use Credible to refinance your student loans, you’ll get a free $100 if your loan amount is under $30,000 or a free $200 if your loan is above that.
If the interest rate on your student loan is not great, then this is a no-brainer.
Get a free stock with Robinhood App – $2.50 – $200
Robinhood is a modern online brokerage – you can even buy and sell cryptocurrencies on their platform!
They have a very fun incentive program which immediately caught my eye. When you first sign up using this link, you’ll receive one FREE stock. That stock can vary in value from $2.50 all the way up to $200! It’s a fun adrenaline rush.
You can then cash out your stock or keep it in your brokerage account to keep gaining value.
Sign up here to try your luck at winning a $200 valued stock for free! The best part is that you can’t lose because the lowest amount you can win is $2.50.
Share your Amazon shopping habits – $3.00 (plus $3.00/month forever)
Do you buy things on Amazon?
Shoptracker is a completely passive way to make an extra $36 a year if you do!
Shoptracker is an app that is owned by Harris Poll Online, which is a survey company that is hired by large companies to figure out U.S. consumer opinions. With Shoptracker, they’re interested in what people are buying on Amazon. They keep your personal Amazon information private and only get to see the actual items you purchased along with millions of other items.
It takes less than 2 minutes to get started making a free $3 a month.
Here’s how it works:
- Sign up for Shoptracker
- Fill out a short 3-question survey to make sure you qualify (basically, if you have an Amazon account)
- Then just download the app with the link they give you and sign into Amazon
Every month you’ll receive a free $3 Visa e-gift card
It’s not a ton of money, but it’s like you’re getting $36 dollars of free stuff from Amazon every year!
Sign up for FusionCash – $5.00
Need a free $5 fast?
FusionCash allows you to earn free cash by filling out paid surveys and a ton of other different ways. It’s another “get-paid-to” platform.
One of the best perks of FusionCash is that you get rewarded for opening emails! You can get free money for doing something we all do on the daily.
Share your device usage statistics – $5.00 (plus $5-$15/month)
SmartPanel is very similar to ShopTracker, but instead of looking at your Amazon purchases, they’re interested in how you use your devices.
Once you download the app on your qualifying device, they’ll anonymously and securely collect data about how you use those devices. They then use this data to improve our favorite apps and websites.
The best part is you’ll get an immediate $5 when you qualify for SmartPanel and an extra free $5 a month indefinitely. That’s $60 a year!
To get started earning your free money every month, sign up here, fill out a short questionnaire to make sure you qualify, and then download the app.
Also, once you have the app installed for six months, your monthly bonus increases to $10. After nine months it’s $15 free cash every month. That’s $180 a year after your first year with SmartPanel!
Sign up for an online broker – $5.00
Want to get free money to start investing?
Stockpile is an easy way to get started investing since there are no minimum balances or account fees. Stockpile allows you to buy fractional shares – so you can still buy some fractions of that Apple stock even if you don’t have enough to buy a whole stock.
When you sign up for your free Stockpile account, you’ll automatically get a free $5 of stock to get you started.
Transfer your prescription to a different pharmacy – $25.00-$75.00
Have a monthly prescription?
Most pharmacies will actually give you anywhere between $25 and $75 worth of store credit if you transfer your prescription to them. Sometimes they’ll even give your cash or a free gift card. It really depends on the promotion they’re currently running.
Since promotions are short-lived, to find these coupons, just check your local Sunday newspaper circulars or search online for digital coupons.
If you plan on switching pharmacies, make sure you get rewarded for it!
Get a prepaid debit card at NetSpend – $20.00
Need to limit your shopping?
Netspend is a prepaid debit card company. They allow you to load up a debit card with a certain amount of money from your bank account. It’s a perfect way to limit your own spending or even giving your children spending money without the hassle of dealing with losing cash.
Using their app, you can even cash your checks directly onto your debit card.
They’re having a promotion right now where you once you load up your first $40, you’ll get a free $20 bonus!
Here’s how it works:
- Sign up for Netspend
- Activate your new debit card and load up $40
- Get a free $20 cash bonus on your card!
- Buy yourself something nice
What are you going to do with your free money?
If you go through and sign up for all the offers on this list, then you’ve made at least $1,443 in 100% free money!
Not bad for a few hours of work!
The only question left is: how are you going to spend your free cash?
Let me know if you’ve signed up for any of these companies in the comments below!